Southern Title Services
The Right Title Company For You!
OUR PROCESS
We take care of the paperwork while providing open lines of communication to ensure a smooth closing process for our clients. Because of the essential role of the title agent, it is important to select the right title company. Choose Southern Title Services, and we are confident that we will earn your business for life!
File Begins To Be Processed
A sales contract is signed by the buyer and seller, and delivered to the closing agent, usually with a deposit check. The escrow is accepted by the escrow agent, often by written notation on the contract. The escrow agent starts the closing process by opening a title order. The file begins to be processed. Tax information, loan payoffs, survey (if necessary), homeowner/maintenance fees, inspections/reports, and hazard and other insurances, as well as legal papers, are ordered. A title search is ordered.
Title Search & Examination
As part of our service, Southern Title Services orders the title search and examination. We also order the payoff statements, survey, and estoppel letter from the homeowners' association. We prepare the settlement statement and closing documents and facilitate the closing.
Schedule The Closing
The closing agent reviews the new lender's instructions and requirements, reviews instructions from other parties to the transaction, reviews legal and loan documents, assembles charges, prepares closing statements, and schedules the closing.
Closing The Transaction
Settlement statements are sent to all parties via email for review prior to closing. We ensure that all parties are satisfied and schedule closing. We prepare the closing documents and facilitate the closing.
Post Closing
After the signing has been completed, the escrow or settlement agent will forward payment to any prior lender and pay all parties who performed services in connection with your closing (if they have not been paid). The transaction documents are recorded in the county in which the property is located. Title insurance policies are prepared and sent to the new lender and to you. This all happens without any further actions by the buyer or seller.
Contact Southern Title Services
Whether you are buying, selling, refinancing, exchanging, or working far from our office or with foreign customers – we will do whatever it takes to make your transaction a reality. Contact us by filling in the information below, or feel free to give us a call. We look forward to hearing from you.