Where Closing Is Just The Beginning
Congratulations! You've decided to make the dream of homeownership a reality.
Whether you're beginning to think about moving or you've already negotiated the price of a property you would like to buy, choosing the right title company is a big step. Everyone at Southern Title Services is ready to work with you in the true spirit of collaboration. We already know real estate transactions.
We work to ensure a smooth, positive closing experience – but we also look beyond the transaction toward building a long-term relationship and proving ourselves as a partner you can depend on.
HOMEBUYERS GUIDE
If you're ready to buy a house, there's a lot to take into consideration, and here you'll find all the ins and outs of the real estate transaction.
How Much Can You Afford?
Before you begin to search for your dream home, decide how much you can reasonably and comfortably afford. Mortgage lenders most often will take into consideration all of the following:
Knowing your credit status and how credit agencies rate your credit also may be a deciding factor, especially when you begin talking to lenders.
Choosing The Best Real Estate Agent For You
You will need to select a real estate professional. You need a capable, competent individual, one who is able to guide you through the steps to homeownership. Select an agent with whom you feel comfortable. One who understands your needs and the needs of your family and one who is prepared to be with you throughout each step of the home-buying process. A few simple guidelines for finding the 'right' real estate agent are:
Selecting The Best Mortgage Lender For You
With your realtor chosen, you now have someone who can assist you with securing a mortgage lender. Each lender is different, so be sure to choose one that will work with you and your specific circumstances. Check with several mortgage companies. Pre-qualifying before house hunting puts you ahead of the game. You already know how much home you can afford.
Making The Dream Home A Reality
You are now ready and armed with your pre-qualification or pre-approval to find the home of your dreams. Your real estate agent will show you as many homes as you care to see! Enjoy the search! Once you've found the perfect home, it's time to write the contract. You and your seller have come to a mutual agreement, and you are ready to put down your earnest money deposit. Don't forget to have a home inspector inspect the property!
Your mortgage professional and the professionals at Southern Title Services will work together to ensure that all the closing details are handled, and you are ready to close on time. The professionals at Southern Title Services are here to make your closing process a pleasant and memorable experience. Once the closing is complete, you're ready for the final step – moving in!
Congratulations – you have now accomplished the American dream of homeownership!